{"id":304439,"date":"2022-02-03T20:00:38","date_gmt":"2022-02-03T23:00:38","guid":{"rendered":"https:\/\/investnews.com.br\/?post_type=web-story&#038;p=304439"},"modified":"2022-02-04T11:03:27","modified_gmt":"2022-02-04T14:03:27","slug":"selic-subiu-mas-poupanca-rende-a-mesma-coisa-por-que","status":"publish","type":"web-story","link":"https:\/\/investnews.com.br\/web-stories\/selic-subiu-mas-poupanca-rende-a-mesma-coisa-por-que\/","title":{"rendered":"Selic subiu, mas poupan\u00e7a rende a mesma coisa. Por qu\u00ea?"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Roboto%3Awght%40400%3B700%3B900\" rel=\"stylesheet\"\/>\n<style amp-boilerplate=\"\">body{-webkit-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-moz-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-ms-animation:-amp-start 8s steps(1,end) 0s 1 normal both;animation:-amp-start 8s steps(1,end) 0s 1 normal both}@-webkit-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-moz-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-ms-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-o-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}<\/style>\n<p><noscript><\/p>\n<style amp-boilerplate=\"\">body{-webkit-animation:none;-moz-animation:none;-ms-animation:none;animation:none}<\/style>\n<p><\/noscript><\/p>\n<style amp-custom=\"\">\n              amp-story-page {\n                background-color: #1B1D1C;\n              }<\/p>\n<p>              amp-story-grid-layer {\n                overflow: visible;\n              }<\/p>\n<p>              @media (max-aspect-ratio: 9 \/ 16)  {\n                @media (min-aspect-ratio: 320 \/ 678) {\n                  amp-story-grid-layer.grid-layer {\n                    margin-top: calc((100% \/ 0.5625 - 100% \/ 0.6666666666666666) \/ 2);\n                  }\n                }\n              }<\/p>\n<p>              .page-fullbleed-area,\n              .page-background-overlay-area {\n                position: absolute;\n                overflow: hidden;\n                width: 100%;\n                left: 0;\n                height: calc(1.1851851851851851 * 100%);\n                top: calc((1 - 1.1851851851851851) * 100% \/ 2);\n              }<\/p>\n<p>              .page-safe-area {\n                overflow: visible;\n                position: absolute;\n                top: 0;\n                bottom: 0;\n                left: 0;\n                right: 0;\n                width: 100%;\n                height: calc(0.84375 * 100%);\n                margin: auto 0;\n              }<\/p>\n<p>              .mask {\n                position: absolute;\n                overflow: hidden;\n              }<\/p>\n<p>              .fill {\n                position: absolute;\n                top: 0;\n                left: 0;\n                right: 0;\n                bottom: 0;\n                margin: 0;\n              }\n              <\/style>\n<p><meta name=\"web-stories-replace-head-start\"\/><title>Selic subiu, mas poupan\u00e7a rende a mesma coisa. Por qu\u00ea?<\/title><link rel=\"canonical\" href=\"https:\/\/investnews.com.br\/web-stories\/selic-subiu-mas-poupanca-rende-a-mesma-coisa-por-que\/\"\/><meta name=\"web-stories-replace-head-end\"\/><\/head><body><amp-story standalone=\"\" publisher=\"InvestNews\" publisher-logo-src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/LOGO_ROSA_INSTAGRAM_PREENCHIDO.png\" title=\"Selic subiu, mas poupan\u00e7a rende a mesma coisa. Por qu\u00ea?\" poster-portrait-src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/04\/Cofre-Capa-Stories-scaled.jpg\"><amp-story-page id=\"b99c02d1-b55a-4640-9954-60a1a6b02a3d\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-08d5a050-6de8-4dd9-8472-3f5f66190119\",\"keyframes\":{\"transform\":[\"translate3d(-115.28663%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":800,\"duration\":1600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:rgb(10,12,16)\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-67950ff5-2f87-4c15-ae48-400823e6392b\">\n<div style=\"position:absolute;width:100.11377%;height:100%;left:-0.05688%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-2-1.jpg\" alt=\"WEBSTORIES FUNDO BOLSA 2\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-2-1.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-2-1-864x1536.png 864w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-2-1-768x1365.jpg 768w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-2-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-2-1-169x300.jpg 169w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-2-1-150x267.png 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:33.98058%;width:76.21359%;height:34.62783%;opacity:1\">\n<div id=\"anim-08d5a050-6de8-4dd9-8472-3f5f66190119\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;transform:translate3d(-115.28663%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0% 0% 0% 0% \/ 0% 0% 0% 0%\" id=\"el-d4b2c42e-33ad-4dfd-9a59-4d6ff9025ae3\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.517799em;line-height:calc(1.5em + 0.2500004828128289em);text-align:center;padding:0;color:#000000;background-color:#fff;background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.6719745222929936% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#fff;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2738853503184715% 2.547770700636943%;text-align:center;border-radius:0px 0px 0px 0px;color:transparent\"><span style=\"font-weight: 900\">SELIC SUBIU, MAS POUPAN\u00c7A RENDE A MESMA COISA. POR QU\u00ca?<\/span><\/span><\/span><\/p>\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.517799em;line-height:calc(1.5em + 0.2500004828128289em);text-align:center;padding:0;color:#000000;background-color:#fff;background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.6719745222929936% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#fff;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2738853503184715% 2.547770700636943%;text-align:center;border-radius:0px 0px 0px 0px;background:none\"><span style=\"font-weight: 900; color: #83277b\">SELIC SUBIU, MAS POUPAN\u00c7A RENDE A MESMA COISA. <\/span><span style=\"font-weight: 900; color: #e71c8d\">POR QU\u00ca?<\/span><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0%;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-d7099c94-d6d5-4b6b-867a-5358432a7a98\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"68912828-649b-417a-b7d5-685f62140cfd\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-a8c8097c-9f46-4d01-92dd-c1bcb1b8781d\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":600,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:rgb(48,48,48)\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-a99a0681-f26d-4041-837d-bdfe7155ffda\">\n<div style=\"position:absolute;width:100.11377%;height:100%;left:-0.05688%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-1-1.jpg\" alt=\"WEBSTORIES FUNDO BOLSA 1\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-1-1.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-1-1-864x1536.jpg 864w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-1-1-768x1365.jpg 768w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-1-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-1-1-169x300.jpg 169w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.40777%;top:21.68285%;width:76.94175%;height:28.15534%;opacity:1\">\n<div id=\"anim-a8c8097c-9f46-4d01-92dd-c1bcb1b8781d\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;opacity:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 1.1494252873563218% 1.1494252873563218% 1.1494252873563218% 1.1494252873563218%;background-clip:content-box;background-color:#fff\" id=\"el-927327ee-9d6a-44c1-9bc9-7828a7c5ddb1\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0.7319597791798107% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1;text-align:center;padding:1.2618296529968454% 2.5236593059936907%;color:#000000\"><span style=\"color: #83277b\">O Banco Central elevou a taxa b\u00e1sica de juros de 9,25% para <\/span><span style=\"font-weight: 700; color: #83277b\">10,75%<\/span><span style=\"color: #83277b\"> ao ano. \u00c9 a primeira vez que a <\/span><span style=\"font-weight: 700; color: #83277b\">Selic fica na casa dos dois d\u00edgitos<\/span><span style=\"color: #83277b\"> desde 2017.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0%;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-0c387b56-0178-4410-90bf-1b492344b7b0\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"1a784163-092b-4627-b3ff-71e5650c8636\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c7d49183-364c-4dde-b770-6c2f868d6ed9\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":600,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:rgb(16,16,17)\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-f85732f2-d060-4ebb-b4c9-78065962adff\">\n<div style=\"position:absolute;width:100.11377%;height:100%;left:-0.05688%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1.jpg\" alt=\"WEBSTORIES FUNDO BOLSA 3\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1-864x1536.png 864w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1-768x1365.jpg 768w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1-169x300.jpg 169w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1-150x267.png 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:28.64078%;width:76.94175%;height:38.51133%;opacity:1\">\n<div id=\"anim-c7d49183-364c-4dde-b770-6c2f868d6ed9\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;opacity:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 0.8403361344537815% 0.8403361344537815% 0.8403361344537815% 0.8403361344537815%;background-clip:content-box;background-color:#fff\" id=\"el-0108704b-8f65-413b-a857-bbd691342723\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0.6777405362776026% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.404531em;line-height:1;text-align:center;padding:1.2618296529968454% 2.5236593059936907%;color:#000000\"><span style=\"color: #83277b\">Durante as mudan\u00e7as anteriores na Selic, o rendimento da poupan\u00e7a tamb\u00e9m subia, mas agora ela ficou \u201ccongelada\u201d. Isso acontece porque, desde 2012, a rentabilidade da caderneta depende do patamar dos juros.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0%;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-54d6b033-c9c4-46f2-8a05-a69cd69c9202\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"638cea55-62d0-4b7d-9c40-9e71567d5943\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-d857425f-6841-4ead-a05e-285f2817293a\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":600,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:rgb(14,11,17)\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-512c5694-cd6e-4d3b-94da-6983b1d7c2c7\">\n<div style=\"position:absolute;width:100.11377%;height:100%;left:-0.05688%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/07\/WEBSTORIES-FUNDO-GRAFICO-2.png\" alt=\"WEBSTORIES CORINGA\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/07\/WEBSTORIES-FUNDO-GRAFICO-2.png 1080w,https:\/\/media.investnews.com.br\/uploads\/2021\/07\/WEBSTORIES-FUNDO-GRAFICO-2-1-864x1536.jpg 864w,https:\/\/media.investnews.com.br\/uploads\/2021\/07\/WEBSTORIES-FUNDO-GRAFICO-2-1-768x1365.jpg 768w,https:\/\/media.investnews.com.br\/uploads\/2021\/07\/WEBSTORIES-FUNDO-GRAFICO-2-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2021\/07\/WEBSTORIES-FUNDO-GRAFICO-2-169x300.png 169w,https:\/\/media.investnews.com.br\/uploads\/2021\/07\/WEBSTORIES-FUNDO-GRAFICO-2-1-150x267.jpg 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0%;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-f3ec0ad0-b3ac-4706-8aaa-55f567a51c57\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:28.64078%;width:76.94175%;height:37.05502%;opacity:1\">\n<div id=\"anim-d857425f-6841-4ead-a05e-285f2817293a\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;opacity:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 0.8733624454148471% 0.8733624454148471% 0.8733624454148471% 0.8733624454148471%;background-clip:content-box;background-color:#fff\" id=\"el-59fb2adb-dd86-4de1-bcbe-e6c61ad6021e\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0.7319597791798107% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:1;text-align:center;padding:1.2618296529968454% 2.5236593059936907%;color:#000000\"><span style=\"color: #83277b\">Segundo a regra, o rendimento da caderneta \u00e9 de 70% da Selic mais a taxa referencial (TR) apenas se os juros estiverem num patamar inferior ou igual a 8,5% ano ano.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"3574c9ef-0072-4c1d-9c8d-72cbf3543d10\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-75d94cc6-0c08-4544-bd34-fe510628798c\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":600,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:rgb(16,16,17)\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-94f361d9-25cb-4acd-9f49-45a2cdb1fc0f\">\n<div style=\"position:absolute;width:100.11377%;height:100%;left:-0.05688%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1.jpg\" alt=\"WEBSTORIES FUNDO BOLSA 3 CORINGA\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1-864x1536.png 864w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1-768x1365.jpg 768w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1-169x300.jpg 169w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-3-1-150x267.png 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0%;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-4e207194-c2b0-4f36-b196-1116ec4e1eb6\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.16505%;top:51.45631%;width:76.94175%;height:38.51133%;opacity:1\">\n<div id=\"anim-75d94cc6-0c08-4544-bd34-fe510628798c\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;opacity:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 0.8403361344537815% 0.8403361344537815% 0.8403361344537815% 0.8403361344537815%;background-clip:content-box;background-color:#fff\" id=\"el-8d0bf760-61cc-4a09-867a-6bb3767688c4\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0.6777405362776026% 0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.404531em;line-height:1;text-align:center;padding:1.2618296529968454% 2.5236593059936907%;color:#000000\"><span style=\"color: #83277b\">Depois que a Selic passa deste patamar &#8211; o que aconteceu em dezembro, quando ela chegou a 9,25% ao ano &#8211; a caderneta passou a ter um retorno fixo de 0,5% ao m\u00eas mais a TR (ou 6,17% ao ano).<br \/>\n<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"d16eeccb-2088-4b34-8579-bff71c9d803a\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-8110c730-e170-4460-b269-8817d588c7c9\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":700,\"duration\":1500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:rgb(80,79,79)\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-220292ff-1b9c-4535-97aa-65d50dc6f736\">\n<div style=\"position:absolute;width:100.11377%;height:100%;left:-0.05688%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-CONTAS.jpg\" alt=\"WEBSTORIES CORINGA\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-CONTAS.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-CONTAS-864x1536.jpg 864w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-CONTAS-768x1365.jpg 768w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-CONTAS-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-CONTAS-169x300.jpg 169w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/WEBSTORIES-FUNDO-CONTAS-150x267.jpg 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:13.34951%;top:0%;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-706a6526-f31b-4aa2-9d11-c92ef077a61c\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/media.investnews.com.br\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.40777%;top:17.79935%;width:76.94175%;height:64.07767%;opacity:1\">\n<div id=\"anim-8110c730-e170-4460-b269-8817d588c7c9\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;opacity:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 0.5050505050505051% 0.5050505050505051% 0.5050505050505051% 0.5050505050505051%\" id=\"el-c59a9720-47d0-4c84-a8c1-613f50feb766\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.647249em;line-height:calc(1.5em + 0.20000030900009116em);text-align:center;padding:0;color:#000000;background-color:#83277b;background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-2.0701892744479493% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#83277b;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2618296529968454% 2.5236593059936907%;text-align:center;border-radius:2px 2px 2px 2px;color:transparent\"><span style=\"font-weight: 900\">Quais os melhores investimentos com a taxa Selic em 10,75% ao ano?&nbsp;<\/span><\/span><\/span><\/p>\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.647249em;line-height:calc(1.5em + 0.20000030900009116em);text-align:center;padding:0;color:#000000;background-color:#83277b;background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-2.0701892744479493% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#83277b;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2618296529968454% 2.5236593059936907%;text-align:center;border-radius:2px 2px 2px 2px;background:none\"><span style=\"font-weight: 900; color: #fff\">Quais os melhores investimentos com a taxa Selic em 10,75% ao ano?&nbsp;<\/span><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-attachment layout=\"nodisplay\" href=\"https:\/\/investnews.com.br\/financas\/selic-1075-quanto-rendem-aplicacoes-onde-investir-agora\/\" data-cta-text=\"Veja na reportagem\"><\/amp-story-page-attachment><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Entenda como \u00e9 calculada a rentabilidade da poupan\u00e7a e por que ela n\u00e3o sentiu o efeito da \u00faltima alta da Selic.<\/p>\n","protected":false},"author":26,"featured_media":243925,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"web_stories_publisher_logo":322097,"web_stories_poster":[],"web_stories_products":[],"footnotes":""},"web_story_category":[],"web_story_tag":[],"coauthors":[1873],"class_list":["post-304439","web-story","type-web-story","status-publish","has-post-thumbnail","hentry"],"amp_enabled":false,"story_data":{"version":25,"pages":[{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"x":48,"y":0,"width":330,"height":586,"mask":{"type":"rectangle"},"isBackground":true,"type":"image","id":"67950ff5-2f87-4c15-ae48-400823e6392b","scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/png","creationDate":"2021-04-29T23:18:58","src":"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-2-1.png","width":330,"height":586,"posterId":0,"id":244329,"title":"WEBSTORIES FUNDO BOLSA 2","alt":"WEBSTORIES FUNDO BOLSA 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