{"id":320840,"date":"2022-04-19T19:30:00","date_gmt":"2022-04-19T22:30:00","guid":{"rendered":"https:\/\/investnews.com.br\/?post_type=web-story&#038;p=320840"},"modified":"2022-04-19T08:57:36","modified_gmt":"2022-04-19T11:57:36","slug":"desvantagens-de-parcelar-o-pix","status":"publish","type":"web-story","link":"https:\/\/investnews.com.br\/web-stories\/desvantagens-de-parcelar-o-pix\/","title":{"rendered":"Parcelar o Pix vale a pena? Conhe\u00e7a as desvantagens"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Roboto%3Awght%40400%3B700\" rel=\"stylesheet\"\/>\n<style amp-boilerplate=\"\">body{-webkit-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-moz-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-ms-animation:-amp-start 8s steps(1,end) 0s 1 normal both;animation:-amp-start 8s steps(1,end) 0s 1 normal both}@-webkit-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-moz-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-ms-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-o-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}<\/style>\n<p><noscript><\/p>\n<style amp-boilerplate=\"\">body{-webkit-animation:none;-moz-animation:none;-ms-animation:none;animation:none}<\/style>\n<p><\/noscript><\/p>\n<style amp-custom=\"\">\n              amp-story-page {\n                background-color: #1B1D1C;\n              }<\/p>\n<p>              amp-story-grid-layer {\n                overflow: visible;\n              }<\/p>\n<p>              @media (max-aspect-ratio: 9 \/ 16)  {\n                @media (min-aspect-ratio: 320 \/ 678) {\n                  amp-story-grid-layer.grid-layer {\n                    margin-top: calc((100% \/ 0.5625 - 100% \/ 0.6666666666666666) \/ 2);\n                  }\n                }\n              }<\/p>\n<p>              .page-fullbleed-area,\n              .page-background-overlay-area {\n                position: absolute;\n                overflow: hidden;\n                width: 100%;\n                left: 0;\n                height: calc(1.1851851851851851 * 100%);\n                top: calc((1 - 1.1851851851851851) * 100% \/ 2);\n              }<\/p>\n<p>              .page-safe-area {\n                overflow: visible;\n                position: absolute;\n                top: 0;\n                bottom: 0;\n                left: 0;\n                right: 0;\n                width: 100%;\n                height: calc(0.84375 * 100%);\n                margin: auto 0;\n              }<\/p>\n<p>              .mask {\n                position: absolute;\n                overflow: hidden;\n              }<\/p>\n<p>              .fill {\n                position: absolute;\n                top: 0;\n                left: 0;\n                right: 0;\n                bottom: 0;\n                margin: 0;\n              }\n              <\/style>\n<p><meta name=\"web-stories-replace-head-start\"\/><title>Parcelar o Pix vale a pena? Conhe\u00e7a as desvantagens<\/title><link rel=\"canonical\" href=\"https:\/\/investnews.com.br\/?post_type=web-story&amp;p=320840\"\/><meta name=\"web-stories-replace-head-end\"\/><\/head><body><amp-story standalone=\"\" publisher=\"InvestNews\" publisher-logo-src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/LOGO_ROSA_INSTAGRAM_PREENCHIDO.png\" title=\"Parcelar o Pix vale a pena? Conhe\u00e7a as desvantagens\" poster-portrait-src=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/dinheiro3x4.jpg\"><amp-story-page id=\"01ccca2a-106e-4d0e-9de6-ca4d34af6533\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-57140f09-9362-4ff3-a23c-c559c0618269\",\"keyframes\":{\"transform\":[\"translate3d(-103.49127%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":800,\"duration\":1600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-ce7e76cb-0b55-42e2-bd00-3a4fce54f7f5\">\n<div class=\"fill\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-1.45631%;top:-11.00324%;width:102.91262%;height:122.00647%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-5697a88b-c194-4647-8ce9-5f883a431d58\">\n<div style=\"position:absolute;width:100.14328%;height:100%;left:-0.07164%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1.jpg\" alt=\"002 (1)\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1-864x1536.jpg 864w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1-169x300.jpg 169w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1-150x267.jpg 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:3.39806%;top:25.24272%;width:97.3301%;height:49.19094%;opacity:1\">\n<div id=\"anim-57140f09-9362-4ff3-a23c-c559c0618269\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;transform:translate3d(-103.49127%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.4987531172069825% 0.4987531172069825% 0.4987531172069825% 0.4987531172069825% \/ 0.6578947368421052% 0.6578947368421052% 0.6578947368421052% 0.6578947368421052%\" id=\"el-2bd08669-1ab0-46e0-b486-13a173c16eb8\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.776699em;line-height:calc(1.5em + 0.16666688125000806em);text-align:center;padding:0;color:#000000;background-color:#fff;background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.963840399002494% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#fff;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:0.997506234413965% 1.99501246882793%;text-align:center;border-radius:2px 2px 2px 2px;color:transparent\"><span style=\"font-weight: 700\">Quais s\u00e3o as desvantagens<\/span><br \/>\n<span style=\"font-weight: 700\">&nbsp;de parcelar o&nbsp;<\/span><br \/>\n<span style=\"font-weight: 700\">PIX?&nbsp;<\/span><\/span><\/span><\/p>\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.776699em;line-height:calc(1.5em + 0.16666688125000806em);text-align:center;padding:0;color:#000000;background-color:#fff;background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.963840399002494% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#fff;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:0.997506234413965% 1.99501246882793%;text-align:center;border-radius:2px 2px 2px 2px;background:none\"><span style=\"font-weight: 700; color: #0e76bc\">Quais s\u00e3o as desvantagens<\/span><br \/>\n<span style=\"font-weight: 700; color: #83277b\">&nbsp;de parcelar o&nbsp;<\/span><br \/>\n<span style=\"font-weight: 700; color: #83277b\">PIX?&nbsp;<\/span><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0%;width:34.95146%;height:10.03236%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-819033a9-3df3-4215-9018-ae1eb2cddb00\">\n<div style=\"position:absolute;width:100%;height:100.00004%;left:0%;top:-0.00002%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png\" alt=\"marca_dagua_investnews\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png 287w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"03c7c789-275e-4a1c-b0ae-b3506378fb9f\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-4d6e6aa5-60d5-456d-8e16-8275630257b4\",\"keyframes\":{\"transform\":[\"translate3d(-115.55555%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":800,\"duration\":1600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-a3e9fbfd-74be-44b5-b8d2-20b8a89f0eb7\">\n<div class=\"fill\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-2.91262%;top:-12.94498%;width:105.58252%;height:125.24272%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-66202227-62ee-4141-b434-dbb13fe56c70\">\n<div style=\"position:absolute;width:100.20008%;height:100%;left:-0.10004%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1.jpg\" alt=\"001 (1)\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1-864x1536.jpg 864w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1-169x300.jpg 169w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1-150x267.jpg 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.8932%;top:24.75728%;width:76.45631%;height:63.43042%;opacity:1\">\n<div id=\"anim-4d6e6aa5-60d5-456d-8e16-8275630257b4\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;transform:translate3d(-115.55555%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.6349206349206349% 0.6349206349206349% 0.6349206349206349% 0.6349206349206349% \/ 0.5102040816326531% 0.5102040816326531% 0.5102040816326531% 0.5102040816326531%\" id=\"el-067195eb-10c6-4566-a7ff-7a5670760094\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.453074em;line-height:calc(1.5em + 0.2857149163271342em);text-align:left;padding:0;color:#000000;background-color:#83277b;background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.4583333333333333% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#83277b;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2698412698412698% 2.5396825396825395%;text-align:left;border-radius:2px 2px 2px 2px;color:transparent\">Desde que o Pix&nbsp;<br \/>\ncome\u00e7ou a funcionar no pa\u00eds, diversas ferramentas atreladas ao novo meio de pagamento passaram a fazer parte da agenda do Banco Central.<\/span><\/span><\/p>\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.453074em;line-height:calc(1.5em + 0.2857149163271342em);text-align:left;padding:0;color:#000000;background-color:#83277b;background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.4583333333333333% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#83277b;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2698412698412698% 2.5396825396825395%;text-align:left;border-radius:2px 2px 2px 2px;background:none\"><span style=\"color: #fff\">Desde que o Pix&nbsp;<\/span><br \/>\n<span style=\"color: #fff\">come\u00e7ou a funcionar no pa\u00eds, diversas ferramentas atreladas ao novo meio de pagamento passaram a fazer parte da agenda do Banco Central.&nbsp;<\/span><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0%;width:34.95146%;height:10.03236%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-4875de5e-dcfc-4d3c-9a33-c555e9e9aadf\">\n<div style=\"position:absolute;width:100%;height:100.00004%;left:0%;top:-0.00002%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png\" alt=\"marca_dagua_investnews\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png 287w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"9b47afcd-98ea-4929-955e-f79d9a9e4ee5\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-4e753b0c-75de-45c3-b82a-23cb5725f171\",\"keyframes\":{\"transform\":[\"translate3d(-115.63519%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":800,\"duration\":1600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-ae3a8117-c359-4220-8dfb-f85b5c42c9d9\">\n<div class=\"fill\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-1.94175%;top:-11.48867%;width:103.8835%;height:122.81553%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-573ec374-1543-4ec1-9db3-09dd2dc69aba\">\n<div style=\"position:absolute;width:100%;height:100.13495%;left:0%;top:-0.06748%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1.jpg\" alt=\"003 (1)\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1-864x1536.jpg 864w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1-169x300.jpg 169w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1-150x267.jpg 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:0%;width:34.95146%;height:10.03236%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-8f83afdb-28d5-4705-9a0e-382a54cc43de\">\n<div style=\"position:absolute;width:100%;height:100.00004%;left:0%;top:-0.00002%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png\" alt=\"marca_dagua_investnews\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png 287w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:23.13916%;width:74.51456%;height:53.55987%;opacity:1\">\n<div id=\"anim-4e753b0c-75de-45c3-b82a-23cb5725f171\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;transform:translate3d(-115.63519%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.6514657980456027% 0.6514657980456027% 0.6514657980456027% 0.6514657980456027% \/ 0.6042296072507553% 0.6042296072507553% 0.6042296072507553% 0.6042296072507553%\" id=\"el-cbb671ef-977c-4b0f-8eea-465b5f150491\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:calc(1.5em + 0.29629680493850896em);text-align:left;padding:0;color:#000000;background-color:#fff;background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.442894951140065% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#fff;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.3029315960912053% 2.6058631921824107%;text-align:left;border-radius:2px 2px 2px 2px;color:transparent\">Dentre elas est\u00e1 o Pix garantido ou Pix parcelado, destinado a quem quer fazer um pagamento instant\u00e2neo, mas n\u00e3o tem dinheiro em conta.<\/span><\/span><\/p>\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.436893em;line-height:calc(1.5em + 0.29629680493850896em);text-align:left;padding:0;color:#000000;background-color:#fff;background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.442894951140065% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#fff;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.3029315960912053% 2.6058631921824107%;text-align:left;border-radius:2px 2px 2px 2px;background:none\"><span style=\"color: #83277b\">Dentre elas est\u00e1 o Pix garantido ou Pix parcelado, destinado a quem quer fazer um <\/span><span style=\"color: #0e76bc\">pagamento instant\u00e2neo, <\/span><span style=\"color: #83277b\">mas n\u00e3o tem dinheiro em conta.&nbsp;<\/span><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"f4668893-b798-418a-bc59-a2d72bf50f18\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-7ede1514-a447-47fc-9260-a1569b0d4e97\",\"keyframes\":{\"transform\":[\"translate3d(-115.73771%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":800,\"duration\":1600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-69ffa443-4ca8-4bed-bc7c-2264d3fc4d31\">\n<div class=\"fill\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-1.45631%;top:-11.00324%;width:102.91262%;height:122.00647%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-c872053b-4438-4e53-8fab-4d59559266ac\">\n<div style=\"position:absolute;width:100.14328%;height:100%;left:-0.07164%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1.jpg\" alt=\"002 (1)\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1-864x1536.jpg 864w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1-169x300.jpg 169w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1-150x267.jpg 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0%;width:34.95146%;height:10.03236%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-0cabc26f-b91b-442f-a072-1f7dc6a8de8c\">\n<div style=\"position:absolute;width:100%;height:100.00004%;left:0%;top:-0.00002%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png\" alt=\"marca_dagua_investnews\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png 287w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:17.96117%;width:74.02913%;height:84.30421%;opacity:1\">\n<div id=\"anim-7ede1514-a447-47fc-9260-a1569b0d4e97\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;transform:translate3d(-115.73771%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.6557377049180327% 0.6557377049180327% 0.6557377049180327% 0.6557377049180327% \/ 0.3838771593090211% 0.3838771593090211% 0.3838771593090211% 0.3838771593090211%\" id=\"el-f0cae7c7-49de-4a9b-8684-288515ee4d4a\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.388350em;line-height:calc(1.5em + 0.3333333333333333em);text-align:left;padding:0;color:#000000;background-color:#83277b;background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.2909836065573772% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#83277b;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.3114754098360655% 2.622950819672131%;text-align:left;border-radius:2px 2px 2px 2px;color:transparent\"><span style=\"font-weight: 700\">Os especialistas s\u00e3o bastante c\u00e9ticos com a modalidade. Luciana Ikedo, assessora de investimentos e s\u00f3cia na RV4 Investimentos, s\u00f3 indica para pequenos \u201cdesencaixes\u201d financeiros de curt\u00edssimo prazo e quando n\u00e3o h\u00e1 uma reserva de emerg\u00eancia para recorrer.<\/span><\/span><\/span><\/p>\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.388350em;line-height:calc(1.5em + 0.3333333333333333em);text-align:left;padding:0;color:#000000;background-color:#83277b;background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.2909836065573772% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#83277b;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.3114754098360655% 2.622950819672131%;text-align:left;border-radius:2px 2px 2px 2px;background:none\"><span style=\"font-weight: 700; color: #fff\">Os especialistas s\u00e3o bastante c\u00e9ticos com a modalidade. Luciana Ikedo, assessora de investimentos e s\u00f3cia na RV4 Investimentos, s\u00f3 indica para pequenos \u201cdesencaixes\u201d financeiros de curt\u00edssimo prazo e quando n\u00e3o h\u00e1 uma reserva de emerg\u00eancia para recorrer.<\/span><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:0%;width:34.95146%;height:10.03236%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-7d1d0353-b6ff-40a4-87a2-3fabf557bb46\">\n<div style=\"position:absolute;width:100%;height:100.00004%;left:0%;top:-0.00002%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png\" alt=\"marca_dagua_investnews\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png 287w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"4144e617-5f94-4f16-9843-bae043275d4a\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-ba7cbee3-823b-4ec0-93b9-d165b24637b2\",\"keyframes\":{\"transform\":[\"translate3d(-115.33547%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":800,\"duration\":1600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-fe89478d-1176-4474-9b55-47ae8fcf0d9d\">\n<div class=\"fill\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-2.91262%;top:-12.94498%;width:105.58252%;height:125.24272%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-ef548552-dd8a-4afe-be59-f4317ac43ed6\">\n<div style=\"position:absolute;width:100.20008%;height:100%;left:-0.10004%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1.jpg\" alt=\"001 (1)\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1-864x1536.jpg 864w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1-169x300.jpg 169w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1-150x267.jpg 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:0%;width:34.95146%;height:10.03236%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-0c321107-7ffe-498e-acc8-306e2f35dfbe\">\n<div style=\"position:absolute;width:100%;height:100.00004%;left:0%;top:-0.00002%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png\" alt=\"marca_dagua_investnews\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png 287w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:17.1521%;width:75.97087%;height:77.34628%;opacity:1\">\n<div id=\"anim-ba7cbee3-823b-4ec0-93b9-d165b24637b2\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;transform:translate3d(-115.33547%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.6389776357827476% 0.6389776357827476% 0.6389776357827476% 0.6389776357827476% \/ 0.41841004184100417% 0.41841004184100417% 0.41841004184100417% 0.41841004184100417%\" id=\"el-1317cdc1-6aad-47af-81bf-fc40a967ba26\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.388350em;line-height:calc(1.5em + 0.3333333333333333em);text-align:left;padding:0;color:#000000;background-color:#fff;background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.2579872204472844% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#fff;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2779552715654952% 2.5559105431309903%;text-align:left;border-radius:2px 2px 2px 2px;color:transparent\"><span style=\"font-weight: 700\">Nesse sentido, Thiago Martello, educador financeiro, alerta que o uso de cr\u00e9dito \u00e9 sempre um sinal de alerta, independentemente da modalidade, porque significa que o estilo de vida do devedor n\u00e3o \u00e9 compat\u00edvel com sua capacidade de pagamento.<\/span><\/span><\/span><\/p>\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.388350em;line-height:calc(1.5em + 0.3333333333333333em);text-align:left;padding:0;color:#000000;background-color:#fff;background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.2579872204472844% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#fff;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2779552715654952% 2.5559105431309903%;text-align:left;border-radius:2px 2px 2px 2px;background:none\"><span style=\"font-weight: 700; color: #83277b\">Nesse sentido, Thiago Martello, educador financeiro, alerta que o uso de cr\u00e9dito \u00e9 sempre um sinal de alerta, independentemente da modalidade, porque significa que o estilo de vida do devedor n\u00e3o \u00e9 compat\u00edvel com sua <\/span><span style=\"font-weight: 700; color: #0e76bc\">capacidade de pagamento<\/span><span style=\"font-weight: 700; color: #83277b\">.<\/span><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"82358468-a569-471e-a924-977a2a07fec2\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-96a5caa3-5198-4e90-8e25-7a004c640b26\",\"keyframes\":{\"transform\":[\"translate3d(-115.2381%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":800,\"duration\":1600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-9929e125-e8ae-41f4-8e32-56303e1d451b\">\n<div class=\"fill\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-1.94175%;top:-11.48867%;width:103.8835%;height:122.81553%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-8049df92-c1c5-4979-9536-a35d3695dc0a\">\n<div style=\"position:absolute;width:100%;height:100.13495%;left:0%;top:-0.06748%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1.jpg\" alt=\"003 (1)\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1-864x1536.jpg 864w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1-169x300.jpg 169w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1-150x267.jpg 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0%;width:34.95146%;height:10.03236%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-bc68d33e-d73d-46f1-84f7-e974c72cc088\">\n<div style=\"position:absolute;width:100%;height:100.00004%;left:0%;top:-0.00002%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png\" alt=\"marca_dagua_investnews\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png 287w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:14.72492%;width:76.45631%;height:84.95146%;opacity:1\">\n<div id=\"anim-96a5caa3-5198-4e90-8e25-7a004c640b26\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;transform:translate3d(-115.2381%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.6349206349206349% 0.6349206349206349% 0.6349206349206349% 0.6349206349206349% \/ 0.38095238095238093% 0.38095238095238093% 0.38095238095238093% 0.38095238095238093%\" id=\"el-f6d812e8-6299-442b-9dfc-a2908b7464f1\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.355987em;line-height:calc(1.5em + 0.3636368743802442em);text-align:left;padding:0;color:#000000;background-color:#83277b;background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.1458333333333333% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#83277b;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2698412698412698% 2.5396825396825395%;text-align:left;border-radius:2px 2px 2px 2px;color:transparent\">Uma das desvantagens do Pix parcelado \u00e9 que a taxa de juros varia entre 2,09% e 3,99% ao m\u00eas, se levadas em conta as tr\u00eas institui\u00e7\u00f5es que oferecem a linha.&nbsp;<br \/>\nAinda assim, o custo \u00e9 menor se comparado a cr\u00e9ditos mais salgados como a taxa do cheque especial, que \u00e9, em m\u00e9dia, de 7,85% ao m\u00eas, segundo \u00faltima pesquisa da Anefac.<\/span><\/span><\/p>\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.355987em;line-height:calc(1.5em + 0.3636368743802442em);text-align:left;padding:0;color:#000000;background-color:#83277b;background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.1458333333333333% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#83277b;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2698412698412698% 2.5396825396825395%;text-align:left;border-radius:2px 2px 2px 2px;background:none\"><span style=\"color: #fff\">Uma das desvantagens do Pix parcelado \u00e9 que a taxa de juros varia entre 2,09% e 3,99% ao m\u00eas, se levadas em conta as tr\u00eas institui\u00e7\u00f5es que oferecem a linha.&nbsp;<\/span><br \/>\n<span style=\"color: #fff\">Ainda assim, o custo \u00e9 menor se comparado a cr\u00e9ditos mais salgados como a taxa do cheque especial, que \u00e9, em m\u00e9dia, de 7,85% ao m\u00eas, segundo \u00faltima pesquisa da Anefac.<\/span><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:0%;width:34.95146%;height:10.03236%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-1dfb1207-e2e5-4c8a-a539-f36ed4b8d14e\">\n<div style=\"position:absolute;width:100%;height:100.00004%;left:0%;top:-0.00002%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png\" alt=\"marca_dagua_investnews\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png 287w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"1be97953-f137-43ef-ba46-433de48ec0ec\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-2475c384-2747-4604-9780-8a9969565ba1\",\"keyframes\":{\"transform\":[\"translate3d(-115.28663%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":800,\"duration\":1600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-c33f972c-72f1-46b8-bdd2-f05d2e85a30b\">\n<div class=\"fill\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-1.45631%;top:-11.00324%;width:102.91262%;height:122.00647%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-a079ea56-a13b-4c41-8e75-5bbdcdc6f549\">\n<div style=\"position:absolute;width:100.14328%;height:100%;left:-0.07164%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1.jpg\" alt=\"002 (1)\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1-864x1536.jpg 864w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1-169x300.jpg 169w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/002-1-1-150x267.jpg 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:0%;width:34.95146%;height:10.03236%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-c205be5d-aa5c-44ff-b5d8-00e21c3950f8\">\n<div style=\"position:absolute;width:100%;height:100.00004%;left:0%;top:-0.00002%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png\" alt=\"marca_dagua_investnews\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png 287w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:33.81877%;width:76.21359%;height:41.42395%;opacity:1\">\n<div id=\"anim-2475c384-2747-4604-9780-8a9969565ba1\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;transform:translate3d(-115.28663%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.6369426751592357% 0.6369426751592357% 0.6369426751592357% 0.6369426751592357% \/ 0.78125% 0.78125% 0.78125% 0.78125%\" id=\"el-39645c4a-455a-40c0-9f15-a0d66587251a\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.388350em;line-height:calc(1.5em + 0.3333333333333333em);text-align:left;padding:0;color:#000000;background-color:#fff;background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.2539808917197452% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#fff;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2738853503184715% 2.547770700636943%;text-align:left;border-radius:2px 2px 2px 2px;color:transparent\"><span style=\"font-weight: 700\">Entretanto, n\u00e3o significa que \u00e9 uma op\u00e7\u00e3o mais barata, at\u00e9 por ser uma fun\u00e7\u00e3o f\u00e1cil de ser adquirida pelos aplicativos das institui\u00e7\u00f5es.&nbsp;<\/span><\/span><\/span><\/p>\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.388350em;line-height:calc(1.5em + 0.3333333333333333em);text-align:left;padding:0;color:#000000;background-color:#fff;background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.2539808917197452% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#fff;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2738853503184715% 2.547770700636943%;text-align:left;border-radius:2px 2px 2px 2px;background:none\"><span style=\"font-weight: 700; color: #83277b\">Entretanto, <\/span><span style=\"font-weight: 700; color: #0e76bc\">n\u00e3o significa que \u00e9 uma op\u00e7\u00e3o mais barata<\/span><span style=\"font-weight: 700; color: #83277b\">, at\u00e9 por ser uma fun\u00e7\u00e3o f\u00e1cil de ser adquirida pelos aplicativos das institui\u00e7\u00f5es.&nbsp;<\/span><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"2017a465-597e-4fab-9e59-17fa6b1ae916\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-bdbeb80a-39f8-473d-a62e-e751d75985d8\",\"keyframes\":{\"transform\":[\"translate3d(-114.87342%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":800,\"duration\":1600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-eb7908e3-c8bb-4129-beff-0dbb2128b27d\">\n<div class=\"fill\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-2.91262%;top:-12.94498%;width:105.58252%;height:125.24272%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-daa8a31d-2707-4a40-b0b6-2f12d833ca12\">\n<div style=\"position:absolute;width:100.20008%;height:100%;left:-0.10004%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1.jpg\" alt=\"001 (1)\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1-864x1536.jpg 864w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1-169x300.jpg 169w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/001-1-150x267.jpg 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0%;width:34.95146%;height:10.03236%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-13c6885d-87ef-4e00-8973-edcc8d3d2caa\">\n<div style=\"position:absolute;width:100%;height:100.00004%;left:0%;top:-0.00002%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png\" alt=\"marca_dagua_investnews\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png 287w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.40777%;top:15.53398%;width:76.69903%;height:71.84466%;opacity:1\">\n<div id=\"anim-bdbeb80a-39f8-473d-a62e-e751d75985d8\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;transform:translate3d(-114.87342%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.6329113924050633% 0.6329113924050633% 0.6329113924050633% 0.6329113924050633% \/ 0.45045045045045046% 0.45045045045045046% 0.45045045045045046% 0.45045045045045046%\" id=\"el-4f871011-5335-4141-a7f7-a7ee834c8c69\">\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.355987em;line-height:calc(1.5em + 0.3636368743802442em);text-align:left;padding:0;color:#000000;background-color:#83277b;background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.1422072784810127% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#83277b;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2658227848101267% 2.5316455696202533%;text-align:left;border-radius:2px 2px 2px 2px;color:transparent\">\u201cQuanto mais f\u00e1cil for o acesso a uma linha de cr\u00e9dito, &nbsp;mais caro \u00e9. O cheque especial, por exemplo, est\u00e1 l\u00e1 dispon\u00edvel na conta corrente, o cliente pode usar a qualquer hora e n\u00e3o tem burocracia. O mesmo acontece com o Pix parcelado\u201d, lembra Carlos Castro, planejador financeiro pela Planejar.<\/span><\/span><\/p>\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.355987em;line-height:calc(1.5em + 0.3636368743802442em);text-align:left;padding:0;color:#000000;background-color:#83277b;background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.1422072784810127% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#83277b;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.2658227848101267% 2.5316455696202533%;text-align:left;border-radius:2px 2px 2px 2px;background:none\"><span style=\"color: #fff\">\u201cQuanto mais f\u00e1cil for o acesso a uma linha de cr\u00e9dito, &nbsp;mais caro \u00e9. O cheque especial, por exemplo, est\u00e1 l\u00e1 dispon\u00edvel na conta corrente, o cliente pode usar a qualquer hora e n\u00e3o tem burocracia. O mesmo acontece com o Pix parcelado\u201d, lembra Carlos Castro, planejador financeiro pela Planejar.<\/span><\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:0%;width:34.95146%;height:10.03236%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-d07bd350-2e15-435d-b62e-d66569f0acd6\">\n<div style=\"position:absolute;width:100%;height:100.00004%;left:0%;top:-0.00002%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png\" alt=\"marca_dagua_investnews\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png 287w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"21a892d5-b2cb-4990-832e-57eeddf3c688\" auto-advance-after=\"14s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b0faacc5-1c34-4292-9489-dc2efcdc8f24\",\"keyframes\":{\"transform\":[\"translate3d(-110.97922%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":800,\"duration\":1600,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0%;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-bfd9c5d6-fca7-458c-bb81-134943acca08\">\n<div class=\"fill\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:-1.94175%;top:-11.48867%;width:103.8835%;height:122.81553%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-bc5e14b6-5a3c-4881-bdcb-dcf14bfb2205\">\n<div style=\"position:absolute;width:100%;height:100.13495%;left:0%;top:-0.06748%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1.jpg\" alt=\"003 (1)\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1.jpg 1080w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1-864x1536.jpg 864w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1-576x1024.jpg 576w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1-169x300.jpg 169w,https:\/\/media.investnews.com.br\/uploads\/2022\/04\/003-1-150x267.jpg 150w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0%;width:34.95146%;height:10.03236%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0\" class=\"mask\" id=\"el-f8a4b665-ee74-4818-8647-88aff7549a23\">\n<div style=\"position:absolute;width:100%;height:100.00004%;left:0%;top:-0.00002%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png\" alt=\"marca_dagua_investnews\" srcSet=\"https:\/\/media.investnews.com.br\/uploads\/2021\/09\/marca_dagua_investnews.png 287w\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:8.98058%;top:44.33657%;width:81.79612%;height:23.94822%;opacity:1\">\n<div id=\"anim-b0faacc5-1c34-4292-9489-dc2efcdc8f24\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;transform:translate3d(-110.97922%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;border-radius:0.5934718100890208% 0.5934718100890208% 0.5934718100890208% 0.5934718100890208% \/ 1.3513513513513513% 1.3513513513513513% 1.3513513513513513% 1.3513513513513513%\" id=\"el-d20b9eaa-83fd-4215-b2e0-7fe9232a91ba\"><a href=\"https:\/\/investnews.com.br\/financas\/pix-parcelado-entenda-os-riscos-e-o-que-muda-em-relacao-ao-cartao-de-credito\/\" data-tooltip-icon=\"https:\/\/media.investnews.com.br\/uploads\/2020\/09\/pix.jpg\" data-tooltip-text=\"Pix parcelado: o que \u00e9, como funciona e riscos - InvestNews\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.485437em;line-height:calc(1.5em + 0.2666669413332729em);text-align:center;padding:0;color:#000000;background-color:#fff;background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.4604970326409494% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#fff;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.1869436201780417% 2.3738872403560833%;text-align:center;border-radius:2px 2px 2px 2px;color:transparent\"><span style=\"font-weight: 700\">Quer saber mais? Clique aqui e leia a mat\u00e9ria completa.<\/span><\/span><\/span><\/p>\n<p class=\"fill\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,&quot;Helvetica Neue&quot;,&quot;Helvetica&quot;,sans-serif;font-size:0.485437em;line-height:calc(1.5em + 0.2666669413332729em);text-align:center;padding:0;color:#000000;background-color:#fff;background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-1.4604970326409494% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:#fff;-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:1.1869436201780417% 2.3738872403560833%;text-align:center;border-radius:2px 2px 2px 2px;background:none\"><span style=\"font-weight: 700; color: #83277b\">Quer saber mais? <\/span><span style=\"font-weight: 700; color: #0e76bc\">Clique aqui e leia a mat\u00e9ria completa.<\/span><\/span><\/span><\/p>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Veja as opini\u00f5es de especialistas sobre o parcelamento do 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