{"id":475464,"date":"2023-05-07T18:15:00","date_gmt":"2023-05-07T21:15:00","guid":{"rendered":"https:\/\/investnews.com.br\/?post_type=web-story&#038;p=475464"},"modified":"2025-10-08T10:38:00","modified_gmt":"2025-10-08T13:38:00","slug":"5-fatores-que-compoem-os-juros-do-cartao-de-credito","status":"publish","type":"web-story","link":"https:\/\/investnews.com.br\/web-stories\/5-fatores-que-compoem-os-juros-do-cartao-de-credito\/","title":{"rendered":"5 fatores que comp\u00f5em os juros do cart\u00e3o de cr\u00e9dito"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link 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publisher-logo-src=\"https:\/\/media.investnews.com.br\/uploads\/2022\/04\/LOGO-INS-REDES.png\" title=\"5 fatores que comp\u00f5em os juros do cart\u00e3o de cr\u00e9dito\" poster-portrait-src=\"https:\/\/media.investnews.com.br\/uploads\/2020\/01\/cropped-Cartao_de_credito__-3-scaled-1-640x853.jpg\"><amp-story-page id=\"b99c02d1-b55a-4640-9954-60a1a6b02a3d\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#bdd5d4\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-ab5c8941-a016-425a-b3f7-2a13e83fc4f7\">\n<div style=\"position:absolute;width:269.95885%;height:100%;left:-84.97943%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/cartao_13.jpg\" alt=\"\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/cartao_13.jpg 820w\" sizes=\"(min-width: 1024px) 122vh, 270vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-d7099c94-d6d5-4b6b-867a-5358432a7a98\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\" sizes=\"(min-width: 1024px) 8vh, 18vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:72.81553%;width:80.33981%;height:26.05178%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0% 0% 0% 0% \/ 0% 0% 0% 0%\" id=\"el-dff23a28-3b0c-47bc-b12c-d869fae5def3\">\n<h1 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.1305135951661627% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.517799em;line-height:1.2;text-align:left;padding:1.2084592145015105% 1.2084592145015105%;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">5 FATORES QUE COMP\u00d5EM OS JUROS DO CART\u00c3O DE CR\u00c9DITO<\/span><\/span><\/h1>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"68912828-649b-417a-b7d5-685f62140cfd\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-a4d8cb45-9641-4dcc-9c51-d19708c11135\",\"keyframes\":{\"transform\":[\"translate3d(-117.02128%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 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template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-0c387b56-0178-4410-90bf-1b492344b7b0\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\" sizes=\"(min-width: 1024px) 8vh, 18vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:77.50809%;width:68.4466%;height:20.22654%;opacity:1\">\n<div id=\"anim-a4d8cb45-9641-4dcc-9c51-d19708c11135\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-117.02128%, 0px, 0)\">\n<div id=\"anim-3dd5d62f-5f75-49df-a479-3d570438f3fd\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-c60d888b-e0bd-4d06-8bc6-94e06eb20b77\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7092198581560284% 0.7092198581560284% 0.7092198581560284% 0.7092198581560284% \/ 1.6% 1.6% 1.6% 1.6%\" id=\"el-1b046dd7-09e6-44b0-a3cf-874d0b0a11ac\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10053191489361642% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 300; color: #fff\">Como os bancos decidem o custo do cr\u00e9dito para o consumidor? Como definem sua taxa de juros, como a do cart\u00e3o de cr\u00e9dito?&nbsp;<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"1a6bbb33-6963-49c5-9360-2b1584968f38\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-af4f3691-56da-44b8-8b79-a1e4ca10e0d2\",\"keyframes\":{\"transform\":[\"translate3d(-115.89405%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-ef02d95d-b773-4eb0-8317-0561df3ec439\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 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data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/05\/386771138.jpg\" alt=\"\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/05\/386771138.jpg 2048w,https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/05\/386771138-1200x800.jpg 1200w\" sizes=\"(min-width: 1024px) 120vh, 267vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.6)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.6)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-ddc633e6-6813-4b5b-8b8f-91a70f29b412\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\" sizes=\"(min-width: 1024px) 8vh, 18vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:79.61165%;width:73.30097%;height:20.22654%;opacity:1\">\n<div id=\"anim-af4f3691-56da-44b8-8b79-a1e4ca10e0d2\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-115.89405%, 0px, 0)\">\n<div id=\"anim-ef02d95d-b773-4eb0-8317-0561df3ec439\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-55c5a318-10f9-4bfa-aad2-51db018421de\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6622516556291391% 0.6622516556291391% 0.6622516556291391% 0.6622516556291391% \/ 1.6% 1.6% 1.6% 1.6%\" id=\"el-074e8c1f-5853-493b-88f1-a47eb511cc8b\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.09387417218542991% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 300; color: #fff\">Segundo a Associa\u00e7\u00e3o Nacional dos Executivos de Finan\u00e7as, Administra\u00e7\u00e3o e Contabilidade (Anefac), 5 fatores s\u00e3o levados em conta:<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"302652e8-ab3e-464d-8b39-836f531b616e\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-24c759b4-cd7e-4543-93e8-5e576487d443\",\"keyframes\":{\"transform\":[\"translate3d(-130.46595%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 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0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-37477f3b-96de-4d99-a138-cff02d63156b\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-174ec4d6-1b5f-4bee-80f7-c3845db002f3\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#303036\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-5d0c4671-03c6-4296-b682-5974eb40f26e\">\n<div style=\"position:absolute;width:269.95885%;height:100%;left:-84.97943%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/cartao_Golpe_01.jpg\" alt=\"\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/cartao_Golpe_01.jpg 820w\" sizes=\"(min-width: 1024px) 122vh, 270vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-879f0516-6cf6-49ef-af8a-9ecc7d31fc2a\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\" sizes=\"(min-width: 1024px) 8vh, 18vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:20.63107%;top:87.70227%;width:67.71845%;height:12.13592%;opacity:1\">\n<div id=\"anim-24c759b4-cd7e-4543-93e8-5e576487d443\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-130.46595%, 0px, 0)\">\n<div id=\"anim-d7b8e0ae-36a4-4107-8a87-fdbf954a62c5\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-e2e83774-0a74-4039-9b46-57a345ed61a0\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7168458781362007% 0.7168458781362007% 0.7168458781362007% 0.7168458781362007% \/ 2.666666666666667% 2.666666666666667% 2.666666666666667% 2.666666666666667%\" id=\"el-c8f59242-95ac-4b85-980e-32bc25fc90f7\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10161290322580584% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 300; color: #fff\">Custo de capta\u00e7\u00e3o do banco, que tem como refer\u00eancia a taxa Selic<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:78.9644%;width:8.98058%;height:9.06149%;opacity:1\">\n<div id=\"anim-6ee53159-8d69-4e14-8626-e6f0b9dd7f46\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-229.72982%, 0px, 0)\">\n<div id=\"anim-37477f3b-96de-4d99-a138-cff02d63156b\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-174ec4d6-1b5f-4bee-80f7-c3845db002f3\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:5.405405405405405% 5.405405405405405% 5.405405405405405% 5.405405405405405% \/ 3.571428571428571% 3.571428571428571% 3.571428571428571% 3.571428571428571%\" id=\"el-5831cfbc-ed21-49a2-bf39-e2b688ff7d0b\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-1.751351351351341% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.776699em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 600; color: #fff\">1.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"914f7329-8aeb-4aaa-9b86-24e16b6b36da\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-5983f56f-31b4-4e1f-995c-5db2a13d252e\",\"keyframes\":{\"transform\":[\"translate3d(-132.72727%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-fd25ef5c-cf1e-48a9-a19b-ccc0ec2b6ec4\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-cacfc862-0b2b-43ac-83be-836a56051e11\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-6e7d398b-f461-4e78-bb07-b90be98c6402\",\"keyframes\":{\"transform\":[\"translate3d(-211.62798%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b7b2fbc9-488c-4c84-bfef-b0ea60d81891\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-a72828c7-7780-46d2-b5ae-c4e30873ad67\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#bbbcc1\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-d5a20cdb-17ca-4f40-960e-5a16d1b2bb44\">\n<div style=\"position:absolute;width:269.95885%;height:100%;left:-84.97943%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/cartao_05.jpg\" alt=\"\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/cartao_05.jpg 820w\" sizes=\"(min-width: 1024px) 122vh, 270vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-3ca50271-db40-4e20-8c14-b0c3f044909c\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\" sizes=\"(min-width: 1024px) 8vh, 18vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:21.84466%;top:75.40453%;width:66.74757%;height:24.43366%;opacity:1\">\n<div id=\"anim-5983f56f-31b4-4e1f-995c-5db2a13d252e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-132.72727%, 0px, 0)\">\n<div id=\"anim-fd25ef5c-cf1e-48a9-a19b-ccc0ec2b6ec4\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-cacfc862-0b2b-43ac-83be-836a56051e11\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7272727272727273% 0.7272727272727273% 0.7272727272727273% 0.7272727272727273% \/ 1.3245033112582782% 1.3245033112582782% 1.3245033112582782% 1.3245033112582782%\" id=\"el-c9acac9a-1465-4d1c-97d4-c5f6c6ae944c\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10309090909090847% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 300; color: #fff\">Impostos de intermedia\u00e7\u00e3o financeira, al\u00e9m dos compuls\u00f3rios (dinheiro dos dep\u00f3sitos que os bancos deixam no Banco Central sem poderem emprestar)<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:66.34304%;width:10.43689%;height:9.06149%;opacity:1\">\n<div id=\"anim-6e7d398b-f461-4e78-bb07-b90be98c6402\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-211.62798%, 0px, 0)\">\n<div id=\"anim-b7b2fbc9-488c-4c84-bfef-b0ea60d81891\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-a72828c7-7780-46d2-b5ae-c4e30873ad67\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:4.651162790697675% 4.651162790697675% 4.651162790697675% 4.651162790697675% \/ 3.571428571428571% 3.571428571428571% 3.571428571428571% 3.571428571428571%\" id=\"el-a3dc7d3c-af2a-4c44-a4bf-e184686692a7\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-1.5069767441860376% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.776699em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 600; color: #fff\">2.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"3754f3ab-062d-4f94-a1f2-9b6ca288d35d\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-03a02c11-7aa1-4019-8110-2722945095d3\",\"keyframes\":{\"transform\":[\"translate3d(-133.08823%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-9e7c7b87-5292-4dcd-83a1-74b58be5d7d7\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-41085871-946b-4443-91a1-5327cf44d503\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-e38fb304-c65a-4317-8362-3a97f0a92867\",\"keyframes\":{\"transform\":[\"translate3d(-209.30239%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-1153886f-b853-479e-817e-998387d9e847\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-42076731-2238-4550-97e1-1b893b9e79e2\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#5b636c\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-3ff75cd4-73ae-4136-9620-1d2c6e6dfed0\">\n<div style=\"position:absolute;width:267.71242%;height:100%;left:-83.85621%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/hand-inserting-atm-card-into-bank-machine-withdraw-money-businessman-men-hand-puts-credit-card-into-atm.jpg\" alt=\"\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/hand-inserting-atm-card-into-bank-machine-withdraw-money-businessman-men-hand-puts-credit-card-into-atm.jpg 2048w,https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/hand-inserting-atm-card-into-bank-machine-withdraw-money-businessman-men-hand-puts-credit-card-into-atm-1200x800.jpg 1200w\" sizes=\"(min-width: 1024px) 121vh, 268vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-ee6471d4-29a1-4fff-b061-7e3b788b4ae3\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\" sizes=\"(min-width: 1024px) 8vh, 18vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:21.84466%;top:87.70227%;width:66.01942%;height:12.13592%;opacity:1\">\n<div id=\"anim-03a02c11-7aa1-4019-8110-2722945095d3\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-133.08823%, 0px, 0)\">\n<div id=\"anim-9e7c7b87-5292-4dcd-83a1-74b58be5d7d7\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-41085871-946b-4443-91a1-5327cf44d503\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7352941176470588% 0.7352941176470588% 0.7352941176470588% 0.7352941176470588% \/ 2.666666666666667% 2.666666666666667% 2.666666666666667% 2.666666666666667%\" id=\"el-75bdbf77-f987-4976-a5fc-848a821f80f3\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10422794117646997% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 300; color: #fff\">Despesas administrativas, como funcion\u00e1rios e ag\u00eancias<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.40777%;top:78.64078%;width:10.43689%;height:9.06149%;opacity:1\">\n<div id=\"anim-e38fb304-c65a-4317-8362-3a97f0a92867\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-209.30239%, 0px, 0)\">\n<div id=\"anim-1153886f-b853-479e-817e-998387d9e847\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-42076731-2238-4550-97e1-1b893b9e79e2\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:4.651162790697675% 4.651162790697675% 4.651162790697675% 4.651162790697675% \/ 3.571428571428571% 3.571428571428571% 3.571428571428571% 3.571428571428571%\" id=\"el-9a8783b7-b8f1-4868-bbf0-c51af08c9541\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-1.5069767441860376% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.776699em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 600; color: #fff\">3.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"e7685f4b-2cc2-4867-95d9-092e92269e1e\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-88cda0e9-2f37-4ce2-ba59-b1071301f4ef\",\"keyframes\":{\"transform\":[\"translate3d(-134.19118%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-bfb82660-906e-49dc-bcbc-606ba313fae8\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-25911d7b-7e30-4249-865c-1f9ed04e616c\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b1cc54f9-8676-4e9b-9d67-44c4c7d4df88\",\"keyframes\":{\"transform\":[\"translate3d(-202.17393%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-59fb77fa-155a-4a25-96e3-3cbb4e6b38c3\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-cdee328a-4ddf-45f3-ab26-2df2484c14ea\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#b5bad4\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-b24759e9-7c61-41a1-a4ed-6d70253991f2\">\n<div style=\"position:absolute;width:269.95885%;height:100%;left:-84.97943%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/10\/Cartao_credito_05.jpg\" alt=\"\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/10\/Cartao_credito_05.jpg 820w\" sizes=\"(min-width: 1024px) 122vh, 270vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.6)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.6)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-5244e9e7-cec8-42f7-95ff-1dc6725000b4\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\" sizes=\"(min-width: 1024px) 8vh, 18vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:22.57282%;top:87.70227%;width:66.01942%;height:12.13592%;opacity:1\">\n<div id=\"anim-88cda0e9-2f37-4ce2-ba59-b1071301f4ef\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-134.19118%, 0px, 0)\">\n<div id=\"anim-bfb82660-906e-49dc-bcbc-606ba313fae8\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-25911d7b-7e30-4249-865c-1f9ed04e616c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7352941176470588% 0.7352941176470588% 0.7352941176470588% 0.7352941176470588% \/ 2.666666666666667% 2.666666666666667% 2.666666666666667% 2.666666666666667%\" id=\"el-b7eb962e-158a-48e6-ae40-dd73d25d6a53\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10422794117646997% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 300; color: #fff\">Risco, ou seja, o custo de inadimpl\u00eancia dos empr\u00e9stimos<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.40777%;top:78.80259%;width:11.16505%;height:9.06149%;opacity:1\">\n<div id=\"anim-b1cc54f9-8676-4e9b-9d67-44c4c7d4df88\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-202.17393%, 0px, 0)\">\n<div id=\"anim-59fb77fa-155a-4a25-96e3-3cbb4e6b38c3\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-cdee328a-4ddf-45f3-ab26-2df2484c14ea\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:4.3478260869565215% 4.3478260869565215% 4.3478260869565215% 4.3478260869565215% \/ 3.571428571428571% 3.571428571428571% 3.571428571428571% 3.571428571428571%\" id=\"el-f26296bc-b4de-4080-9b86-d40378392087\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-1.4086956521739047% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.776699em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 600; color: #fff\">4.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"aca27c63-89e9-4d50-9725-9d5b983a8718\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-6434f265-fd52-4907-afa0-739ed4903598\",\"keyframes\":{\"transform\":[\"translate3d(-130.35714%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-ed6313fb-d6f2-4731-93c4-927995796d61\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b9ef64a0-b09a-4a6d-bc66-203eaf77cb8b\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-5c358a24-4803-47ff-a663-000bb39b29cb\",\"keyframes\":{\"transform\":[\"translate3d(-209.30239%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-9f1757df-55b8-4e8c-bd70-ff30774b4929\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-e047004a-9105-4f80-85b9-f113b2b2c19d\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#9c7867\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-7433d106-4b6a-4c71-a2dd-e299a94276af\">\n<div style=\"position:absolute;width:269.95885%;height:100%;left:-84.97943%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/10\/Cartao_credito_04.jpg\" alt=\"\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/10\/Cartao_credito_04.jpg 820w\" sizes=\"(min-width: 1024px) 122vh, 270vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.6)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.6)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-a0db1b79-d978-4f11-bcd7-15e98caeca08\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\" sizes=\"(min-width: 1024px) 8vh, 18vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:20.63107%;top:87.86408%;width:67.96117%;height:12.13592%;opacity:1\">\n<div id=\"anim-6434f265-fd52-4907-afa0-739ed4903598\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-130.35714%, 0px, 0)\">\n<div id=\"anim-ed6313fb-d6f2-4731-93c4-927995796d61\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-b9ef64a0-b09a-4a6d-bc66-203eaf77cb8b\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7142857142857143% 0.7142857142857143% 0.7142857142857143% 0.7142857142857143% \/ 2.666666666666667% 2.666666666666667% 2.666666666666667% 2.666666666666667%\" id=\"el-51011d70-040f-43df-81c0-59b1c0da3a5b\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10124999999999938% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.339806em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 300; color: #fff\">Margem l\u00edquida da institui\u00e7\u00e3o &#8211; o que de fato ficar\u00e1 para a financeira<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.40777%;top:78.64078%;width:10.43689%;height:9.06149%;opacity:1\">\n<div id=\"anim-5c358a24-4803-47ff-a663-000bb39b29cb\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-209.30239%, 0px, 0)\">\n<div id=\"anim-9f1757df-55b8-4e8c-bd70-ff30774b4929\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-e047004a-9105-4f80-85b9-f113b2b2c19d\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:4.651162790697675% 4.651162790697675% 4.651162790697675% 4.651162790697675% \/ 3.571428571428571% 3.571428571428571% 3.571428571428571% 3.571428571428571%\" id=\"el-0aaf93fa-8ceb-4103-9ef7-523579304517\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-1.5069767441860376% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.776699em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 600; color: #fff\">5.<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"23d4b1c4-ac9e-4c09-ba8c-05a9f605708b\" auto-advance-after=\"7s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-8755aa06-5ce5-4964-811f-a29d99c68fe6\",\"keyframes\":{\"transform\":[\"translate3d(-114.51104%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f7000cc8-8040-4979-88cf-deb5e91a79b9\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-17348016-ab1d-4ecf-9e50-47b774037c19\",\"keyframes\":{\"transform\":[\"scale(0.15)\",\"scale(1)\"]},\"delay\":0,\"duration\":600,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#3c3c3c\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-93b4cc02-f25a-4e77-a363-626dcfabe835\">\n<div style=\"position:absolute;width:100%;height:100%;left:0%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-1-1.jpg\" alt=\"\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-1-1.jpg 1080w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-1-1-864x1536.jpg 864w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-1-1-768x1365.jpg 768w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-1-1-576x1024.jpg 576w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/WEBSTORIES-FUNDO-BOLSA-1-1-169x300.jpg 169w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.3)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.3)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:0;width:17.71845%;height:5.17799%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-500e1c34-4377-4dfe-a9a3-2b16295f9275\">\n<div style=\"position:absolute;width:100%;height:103.00198%;left:0%;top:-1.50099%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png\" alt=\"LOGO_ROSA_2\" srcSet=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2.png 863w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-300x135.png 300w,https:\/\/investnews.com.br\/wp-content\/uploads\/2021\/02\/LOGO_ROSA_2-2-150x68.png 150w\" sizes=\"(min-width: 1024px) 8vh, 18vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.16505%;top:66.18123%;width:76.94175%;height:18.60841%;opacity:1\">\n<div id=\"anim-8755aa06-5ce5-4964-811f-a29d99c68fe6\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-114.51104%, 0px, 0)\">\n<div id=\"anim-f7000cc8-8040-4979-88cf-deb5e91a79b9\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-17348016-ab1d-4ecf-9e50-47b774037c19\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(0.15)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6309148264984227% 0.6309148264984227% 0.6309148264984227% 0.6309148264984227% \/ 1.7391304347826086% 1.7391304347826086% 1.7391304347826086% 1.7391304347826086%\" id=\"el-9631a4dc-2e9b-4620-8d42-ef55d249385c\"><a href=\"https:\/\/investnews.com.br\/financas\/mesmo-com-taxa-selic-inalterada-credito-encareceu-entenda-os-motivos\/\" data-tooltip-icon=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/10\/juros_03-1200x800.jpg\" data-tooltip-text=\"Mesmo com taxa Selic inalterada, cr\u00e9dito encareceu; entenda os motivos | InvestNews\" target=\"_blank\" rel=\"noreferrer\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.10220820189274388% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 300; color: #fff\">Por isso, mesmo com a <\/span><span style=\"font-weight: 500; color: #fff\">Selic est\u00e1vel, as taxas de juros<\/span><span style=\"font-weight: 300; color: #fff\"> dos cart\u00f5es podem subir.<\/span><\/span><\/h3>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.13592%;top:90.61489%;width:76.94175%;height:9.2233%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-052ed16a-ae5d-483a-9424-c3d27edb4959\"><a href=\"https:\/\/investnews.com.br\/financas\/mesmo-com-taxa-selic-inalterada-credito-encareceu-entenda-os-motivos\/\" data-tooltip-icon=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/10\/juros_03-1200x800.jpg\" data-tooltip-text=\"Mesmo com taxa Selic inalterada, cr\u00e9dito encareceu; entenda os motivos | InvestNews\" target=\"_blank\" rel=\"noreferrer\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<div class=\"fill\" style=\"background-color:#383838;will-change:transform\"><\/div>\n<p><\/a><\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.40777%;top:89.96764%;width:76.94175%;height:9.2233%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-c367a694-a2bb-4017-a805-be724a1489f2\"><a href=\"https:\/\/investnews.com.br\/financas\/mesmo-com-taxa-selic-inalterada-credito-encareceu-entenda-os-motivos\/\" data-tooltip-icon=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/10\/juros_03-1200x800.jpg\" data-tooltip-text=\"Mesmo com taxa Selic inalterada, cr\u00e9dito encareceu; entenda os motivos | InvestNews\" target=\"_blank\" rel=\"noreferrer\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<div class=\"fill\" style=\"background-color:#fff;will-change:transform\"><\/div>\n<p><\/a><\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:10.92233%;top:89.64401%;width:76.94175%;height:9.2233%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-bbf39a96-b26a-4113-be23-38612785b43d\"><a href=\"https:\/\/investnews.com.br\/financas\/mesmo-com-taxa-selic-inalterada-credito-encareceu-entenda-os-motivos\/\" data-tooltip-icon=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/10\/juros_03-1200x800.jpg\" data-tooltip-text=\"Mesmo com taxa Selic inalterada, cr\u00e9dito encareceu; entenda os motivos | InvestNews\" target=\"_blank\" rel=\"noreferrer\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<div class=\"fill\" style=\"background-image:linear-gradient(0.75turn, #e6258b 0%, #91067c 100%);will-change:transform\"><\/div>\n<p><\/a><\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:26.94175%;top:92.55663%;width:44.66019%;height:3.39806%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.0869565217391304% 1.0869565217391304% 1.0869565217391304% 1.0869565217391304% \/ 9.523809523809524% 9.523809523809524% 9.523809523809524% 9.523809523809524%\" id=\"el-9d142aba-56cb-42bf-97d0-d5bc49cded08\"><a href=\"https:\/\/investnews.com.br\/financas\/mesmo-com-taxa-selic-inalterada-credito-encareceu-entenda-os-motivos\/\" data-tooltip-icon=\"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/10\/juros_03-1200x800.jpg\" data-tooltip-text=\"Mesmo com taxa Selic inalterada, cr\u00e9dito encareceu; entenda os motivos | InvestNews\" target=\"_blank\" rel=\"noreferrer\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.13206521739130356% 0;font-family:&quot;Work Sans&quot;,sans-serif;font-size:0.291262em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">Clique e saiba mais<\/span><\/span><\/p>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mesmo com taxa Selic inalterada, cr\u00e9dito encareceu; entenda os motivos<br \/>\nJuros ao consumidor continuam subindo mesmo com a Selic inalterada.<\/p>\n","protected":false},"author":26,"featured_media":475483,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"web_stories_publisher_logo":322097,"web_stories_poster":[],"web_stories_products":[],"footnotes":""},"web_story_category":[],"web_story_tag":[],"coauthors":[1873],"class_list":["post-475464","web-story","type-web-story","status-publish","has-post-thumbnail","hentry"],"amp_enabled":false,"story_data":{"version":47,"pages":[{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":820,"height":540,"sizes":{"post-thumbnail":{"file":"cartao_13-1000x600.jpg","width":1000,"height":600,"filesize":"100216","mimeType":"image\/jpeg","sourceUrl":"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/cartao_13-1000x600.jpg"},"mvp-post-thumb":{"file":"cartao_13-1000x600.jpg","width":1000,"height":600,"filesize":"100216","mimeType":"image\/jpeg","sourceUrl":"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/cartao_13-1000x600.jpg"},"googlenews":{"file":"cartao_13-1200x800.jpg","width":1200,"height":800,"filesize":"134500","mimeType":"image\/jpeg","sourceUrl":"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/cartao_13-1200x800.jpg"},"full":{"file":"cartao_13.jpg","width":820,"height":540,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/cartao_13.jpg"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#bdd5d4","blurHash":"UYHpO[?wnN%0X-D+X8s,?a%2t7R*xsnhxD%2","creationDate":"2022-12-12T20:30:05","src":"https:\/\/investnews.com.br\/wp-content\/uploads\/2022\/12\/cartao_13.jpg","id":393416,"alt":"","local":false},"type":"image","x":48,"y":0,"width":330,"height":217,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 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0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"id":"d7099c94-d6d5-4b6b-867a-5358432a7a98"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Work Sans"},"fontSize":32,"backgroundColor":{"color":{"r":255,"g":255,"b":255,"a":1}},"lineHeight":1.2,"textAlign":"left","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":4,"vertical":4},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">5 FATORES QUE COMP\u00d5EM OS JUROS DO CART\u00c3O DE 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