{"id":367851,"date":"2022-09-26T09:00:04","date_gmt":"2022-09-26T12:00:04","guid":{"rendered":"https:\/\/investnews.com.br\/?p=367851"},"modified":"2024-02-15T18:31:09","modified_gmt":"2024-02-15T21:31:09","slug":"bc-fixa-novos-limites-para-tarifas-de-transacoes-com-cartoes","status":"publish","type":"post","link":"https:\/\/investnews.com.br\/economia\/bc-fixa-novos-limites-para-tarifas-de-transacoes-com-cartoes\/","title":{"rendered":"BC fixa novos limites para tarifas de transa\u00e7\u00f5es com cart\u00f5es em 2023"},"content":{"rendered":"\n<p>O <a href=\"https:\/\/investnews.com.br\/economia\/copom-deve-encerrar-ciclo-em-1375-e-reforcar-cautela-para-2023\/\" class=\"rank-math-link\">Banco Central<\/a> anunciou nesta segunda-feira (26) que a partir de 1\u00ba de abril do ano que vem as <strong>tarifas de interc\u00e2mbio (TIC)<\/strong> pagas aos emissores de cart\u00f5es pelos comerciantes que alugam as &#8220;maquininhas&#8221; ficar\u00e3o limitadas a <strong>0,5% para as transa\u00e7\u00f5es de d\u00e9bito<\/strong> e a <strong>0,7% para os cart\u00f5es pr\u00e9-pagos<\/strong>.<\/p>\n\n\n\n<p>O BC estabeleceu tamb\u00e9m que o prazo de liquida\u00e7\u00e3o das opera\u00e7\u00f5es ter\u00e1 que ser o mesmo, independentemente de o cart\u00e3o ser de d\u00e9bito ou pr\u00e9-pago.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/media.investnews.com.br\/uploads\/2022\/09\/2022-09-26T113718Z_1_LYNXMPEI8P0G6_RTROPTP_4_BRAZIL-ECONOMY-RATES-1-1024x683.jpg\" alt=\"\" class=\"wp-image-367853\" srcset=\"https:\/\/media.investnews.com.br\/uploads\/2022\/09\/2022-09-26T113718Z_1_LYNXMPEI8P0G6_RTROPTP_4_BRAZIL-ECONOMY-RATES-1-1024x683.jpg 1024w, https:\/\/media.investnews.com.br\/uploads\/2022\/09\/2022-09-26T113718Z_1_LYNXMPEI8P0G6_RTROPTP_4_BRAZIL-ECONOMY-RATES-1-300x200.jpg 300w, https:\/\/media.investnews.com.br\/uploads\/2022\/09\/2022-09-26T113718Z_1_LYNXMPEI8P0G6_RTROPTP_4_BRAZIL-ECONOMY-RATES-1-768x512.jpg 768w, https:\/\/media.investnews.com.br\/uploads\/2022\/09\/2022-09-26T113718Z_1_LYNXMPEI8P0G6_RTROPTP_4_BRAZIL-ECONOMY-RATES-1-1536x1024.jpg 1536w, https:\/\/media.investnews.com.br\/uploads\/2022\/09\/2022-09-26T113718Z_1_LYNXMPEI8P0G6_RTROPTP_4_BRAZIL-ECONOMY-RATES-1-1256x837.jpg 1256w, https:\/\/media.investnews.com.br\/uploads\/2022\/09\/2022-09-26T113718Z_1_LYNXMPEI8P0G6_RTROPTP_4_BRAZIL-ECONOMY-RATES-1-172x115.jpg 172w, https:\/\/media.investnews.com.br\/uploads\/2022\/09\/2022-09-26T113718Z_1_LYNXMPEI8P0G6_RTROPTP_4_BRAZIL-ECONOMY-RATES-1-150x100.jpg 150w, https:\/\/media.investnews.com.br\/uploads\/2022\/09\/2022-09-26T113718Z_1_LYNXMPEI8P0G6_RTROPTP_4_BRAZIL-ECONOMY-RATES-1.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Sede do Banco Central em Bras\u00edlia\n22\/03\/2022\nREUTERS\/Adriano Machado<\/figcaption><\/figure>\n\n\n\n<p>Segundo o BC, os novos limites para a TIC representam uma simplifica\u00e7\u00e3o em rela\u00e7\u00e3o \u00e0 norma anterior para o <a href=\"https:\/\/investnews.com.br\/economia\/setor-de-cartoes-cresce-358-no-3o-trimestre\/\" class=\"rank-math-link\">cart\u00e3o de d\u00e9bito<\/a>, que tinha uma defini\u00e7\u00e3o cumulativa de m\u00e9dia ponderada de 0,5% e valor m\u00e1ximo por transa\u00e7\u00e3o de 0,8%. A TIC para as transa\u00e7\u00f5es com cart\u00f5es pr\u00e9-pagos atualmente n\u00e3o tem um limite.<\/p>\n\n\n\n<p>&#8220;As medidas visam a aumentar a efici\u00eancia do ecossistema de pagamentos, estimular o uso de instrumentos de pagamentos mais baratos, possibilitando a redu\u00e7\u00e3o dos custos de aceita\u00e7\u00e3o desses cart\u00f5es aos estabelecimentos comerciais, al\u00e9m de possibilitar redu\u00e7\u00f5es de custo de produtos aos consumidores finais, de forma a proporcionar benef\u00edcios para toda a sociedade&#8221;, disse o BC em nota.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em><strong><em>Descubra: Qual a al\u00edquota do <a href=\"https:\/\/investnews.com.br\/guias\/iof\/\" target=\"_blank\" rel=\"noreferrer noopener\">IOF em compra internacional<\/a>?<\/em><\/strong><\/em><\/strong><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/investnews.com.br\/financas\/como-ter-um-cartao-de-credito\/\" target=\"_blank\" rel=\"noreferrer noopener\">Como fazer um cart\u00e3o de cr\u00e9dito<\/a>? Confira 8 perguntas e respostas<\/strong><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>A partir de abril do pr\u00f3ximo  ano as tarifas de interc\u00e2mbio sofreram reajustes.<\/p>\n","protected":false},"author":61,"featured_media":367852,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[5],"tags":[56],"autor-wsj":[],"coauthors":[2494],"class_list":["post-367851","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","tag-banco-central"],"acf":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/investnews.com.br\/inv-api\/wp\/v2\/posts\/367851","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/investnews.com.br\/inv-api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/investnews.com.br\/inv-api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/investnews.com.br\/inv-api\/wp\/v2\/users\/61"}],"replies":[{"embeddable":true,"href":"https:\/\/investnews.com.br\/inv-api\/wp\/v2\/comments?post=367851"}],"version-history":[{"count":6,"href":"https:\/\/investnews.com.br\/inv-api\/wp\/v2\/posts\/367851\/revisions"}],"predecessor-version":[{"id":556993,"href":"https:\/\/investnews.com.br\/inv-api\/wp\/v2\/posts\/367851\/revisions\/556993"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/investnews.com.br\/inv-api\/wp\/v2\/media\/367852"}],"wp:attachment":[{"href":"https:\/\/investnews.com.br\/inv-api\/wp\/v2\/media?parent=367851"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/investnews.com.br\/inv-api\/wp\/v2\/categories?post=367851"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/investnews.com.br\/inv-api\/wp\/v2\/tags?post=367851"},{"taxonomy":"autor-wsj","embeddable":true,"href":"https:\/\/investnews.com.br\/inv-api\/wp\/v2\/autor-wsj?post=367851"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/investnews.com.br\/inv-api\/wp\/v2\/coauthors?post=367851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}