WhatsApp Pay vs. PIX: quais as diferenças?

[{"selector":"#anim-5ef71d67-3ff1-4019-8263-e8d9250fa516","keyframes":{"transform":["translate3d(-106.52174%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":800,"duration":1600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-afae48a1-0d10-4ac8-89a5-a5243d9c8b2c","keyframes":{"transform":["rotate(-29deg) translate3d(62.43386%, 0px, 0) rotate(29deg)","rotate(-29deg) translate3d(0px, 0px, 0) rotate(29deg)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ead8b4e8-c841-4a3e-a85e-89d4e6c44f86","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f9c264c8-d0ae-4133-b671-2bf2d3e7014e","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-373f451c-c1ce-4c2c-8549-8aa57c5631f8","keyframes":{"transform":["translate3d(0px, 304.31584%, 0)","translate3d(0px, 0px, 0)"]},"delay":1000,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bd608095-5a9b-4113-89df-f929214ee396","keyframes":{"transform":["translate3d(-111.90476%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":800,"duration":1600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] WHATSAPP PAY VS. PIX WHATSAPP PAY VS. PIX QUAIS AS DIFERENÇAS? QUAIS AS DIFERENÇAS?

[{"selector":"#anim-7afed9b7-5ef1-45ae-9399-45cd7e0b39a1","keyframes":{"opacity":[0,1]},"delay":600,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3e844243-e088-4a2c-b901-f8b851b7fed2","keyframes":{"transform":["translate3d(0px, 225.16342%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] O WhatsApp iniciou seu serviço de transferência de dinheiro via aplicativo

[{"selector":"#anim-35f16455-e1a8-4171-bce7-97fbce58f77c","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8d71ab68-b4ed-437e-b9f3-8f37f15d8945","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Assim como o PIX , lançado pelo Banco Central em 2020, o WhatsApp oferece mais facilidade e comodidade nas transferências. Veja a seguir as diferenças entre os dois serviços:

[{"selector":"#anim-6b2f617b-3299-426b-871c-bf73503fee40","keyframes":{"opacity":[0,1]},"delay":500,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] O QUE É? O QUE É?

[{"selector":"#anim-b96dd0db-9a6d-4a2c-8c24-9bf11eaec6fb","keyframes":{"opacity":[0,1]},"delay":500,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7dd6e648-2d18-41c4-ab07-092443c42fb3","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f5dfc4e7-2a8c-4693-a2a1-be8221c9e444","keyframes":{"transform":["rotate(-29deg) translate3d(59.31372%, 0px, 0) rotate(29deg)","rotate(-29deg) translate3d(0px, 0px, 0) rotate(29deg)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-db2a9277-2611-4b94-b4be-388d1ebd0d64","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-de43a358-959b-4630-ba01-5bd8ac89ae14","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-c8b0d0cc-d8f5-4a50-9fcc-9229d5c73582","keyframes":{"opacity":[0,1]},"delay":500,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3ffd8cf5-c909-45d7-9ea1-d370a7e52a39","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-186c5dae-e7d1-4902-a4b5-f2fc846ea2ab","keyframes":{"transform":["translate3d(0px, 424.25210%, 0)","translate3d(0px, 0px, 0)"]},"delay":1000,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] WhatsApp Pay Iniciador de pagamento. PIX Meio de pagamento.

[{"selector":"#anim-afca6230-72d3-429d-803e-7ac97c911ef4","keyframes":{"opacity":[0,1]},"delay":500,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] COMO FUNCIONA? COMO FUNCIONA?

[{"selector":"#anim-5a173f67-2e9b-4d7d-a81e-60351f42fe5c","keyframes":{"opacity":[0,1]},"delay":500,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bea1774d-0246-4824-b505-9ccc61f47cee","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-824640ff-de83-4d41-a6a4-f0157a1e4e6d","keyframes":{"transform":["rotate(-29deg) translate3d(56.12744%, 0px, 0) rotate(29deg)","rotate(-29deg) translate3d(0px, 0px, 0) rotate(29deg)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-691df248-bb16-4873-9b7d-c4e6ec64890b","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-19a31d01-4793-4ae6-a08a-25485893253a","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-64fed053-7284-4ad4-8c83-5703836fd12e","keyframes":{"opacity":[0,1]},"delay":500,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-46a5bea3-8045-40f8-af69-2f27d7740beb","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3450dc0b-da91-4a33-bf53-d9352ceb8153","keyframes":{"transform":["translate3d(0px, 414.77878%, 0)","translate3d(0px, 0px, 0)"]},"delay":1000,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] WhatsApp Pay É preciso cadastrar os dados de um cartão de crédito ou débito das bandeiras Visa ou Mastercard. PIX É necessário ter conta em uma das instituições parceiras e cadastrar uma ou mais chaves de acesso.

[{"selector":"#anim-db1bb780-8444-4594-9a0e-38efe8f630de","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] PARA QUEM POSSO TRANSFERIR? PARA QUEM POSSO TRANSFERIR?

[{"selector":"#anim-0664513c-08be-4ae3-9a02-90a08d195e7d","keyframes":{"opacity":[0,1]},"delay":500,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6f6db839-64cf-45ad-8339-8c089d9d7175","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-42af5e4b-54f2-4025-966f-1fcc8294b845","keyframes":{"transform":["rotate(-29deg) translate3d(56.12744%, 0px, 0) rotate(29deg)","rotate(-29deg) translate3d(0px, 0px, 0) rotate(29deg)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a0b76fdb-7acd-4c35-8969-f9461a8d50a5","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8d538568-4188-4f6c-b4bc-0b0e6f5a8cc4","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-047d548c-b682-4ba1-9109-0f6fd4bb22de","keyframes":{"opacity":[0,1]},"delay":500,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cc08ea44-c766-4d44-971d-08653af46468","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-56d6a9e6-e401-4065-a653-ced1e73aa4d8","keyframes":{"transform":["translate3d(0px, 427.40013%, 0)","translate3d(0px, 0px, 0)"]},"delay":1000,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] WhatsApp Pay Funciona, por enquanto, apenas para transações entre pessoas físicas. PIX Permite pagamento de boleto, transações entre pessoas físicas e transferência de pessoas para empresas.

[{"selector":"#anim-3b98e09e-dd64-432e-8540-1f0879a1cc18","keyframes":{"opacity":[0,1]},"delay":500,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] QUANTO POSSO TRANSFERIR? QUANTO POSSO TRANSFERIR?

[{"selector":"#anim-450e7482-3360-48f9-8169-2ac147bf986d","keyframes":{"opacity":[0,1]},"delay":500,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7a6c8e36-db07-4ea3-877a-ef5ea3ee2ad5","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-768e8310-cd06-4921-95a7-a2b654cb5d0e","keyframes":{"transform":["rotate(-29deg) translate3d(56.12744%, 0px, 0) rotate(29deg)","rotate(-29deg) translate3d(0px, 0px, 0) rotate(29deg)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bcbc6f1b-695b-41e8-8bcf-79843d5c3450","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3dc2d009-b3fe-433a-852b-36dc956105a0","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-65835689-2432-4cd9-9c53-071f3258ff86","keyframes":{"opacity":[0,1]},"delay":500,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-103a6f3b-5096-4939-b932-5bfc5c80d7f1","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c59e282c-91f2-4ce2-9c05-e9adaa87f52a","keyframes":{"transform":["translate3d(0px, 427.40013%, 0)","translate3d(0px, 0px, 0)"]},"delay":1000,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] WhatsApp Pay O usuário pode realizar até 20 transações por dia e transferir até R$ 5 mil por mês. PIX As instituições financeiras podem decidir qual o valor limite de transferências.

[{"selector":"#anim-1fbb7fe0-3e45-44bf-8843-f04a481cd0b1","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] TEM TARIFA? TEM TARIFA?

[{"selector":"#anim-c8d459ab-cd27-4209-bbe3-87e76cacfd4f","keyframes":{"opacity":[0,1]},"delay":500,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0cb68c53-c7f9-41ac-8fc8-6a2f82256b46","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4cdd8c7f-5f47-476f-aab6-34b9025d231b","keyframes":{"transform":["rotate(-29deg) translate3d(55.63726%, 0px, 0) rotate(29deg)","rotate(-29deg) translate3d(0px, 0px, 0) rotate(29deg)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-250036cd-a409-4458-8e28-7ee7a5c42c4b","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d41d3a0f-1473-4d5f-a5f3-e8395cfab6e9","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-33f8ffc9-0b59-4bdb-9e33-c13c4f8e5c15","keyframes":{"opacity":[0,1]},"delay":500,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d08d61fd-ad01-499c-b3db-5d08477c1715","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c39d07c2-1132-4a3c-a747-bb737abf6e7c","keyframes":{"transform":["translate3d(0px, 427.40013%, 0)","translate3d(0px, 0px, 0)"]},"delay":1000,"duration":800,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] WhatsApp Pay Não tem tarifa para transferências entre pessoas físicas. PIX Não tem tarifa para transferências entre pessoas físicas. A taxa para pessoas jurídicas depende de cada instituição financeira.

[{"selector":"#anim-5db1ed1c-7e06-4140-90b6-205179b2ca4b","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-63cbdee6-0637-49b6-a4d3-bd6d5d0ad7e0","keyframes":{"opacity":[0,1]},"delay":700,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Quer entender o que são iniciadores de pagamento e quais os próximos passos do WhatsApp nesse segmento? Clique aqui para saber mais!